
As a financial planner, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Claire

Claire Giroudeau, Financial Planner
Smith Manoeuvre Certified Professional™
Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
Come learn more at our next live webinar.
Has your interest been piqued? Come join us for our next completely free monthly webinar.
Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.

Passionate about finance and real estate from a young age, Claire has been working in the financial services industry since 2008. Originally from France, she has been established in Quebec for 14 years. She is a financial planner and the owner of her own financial services firm. For the past seven years, she has been collaborating with Lafond & Associés, a multidisciplinary boutique firm and pioneer in integrated financial planning in Quebec.
Claire holds several professional titles and certifications in both Quebec and Ontario, including: Financial Security Advisor with Lafond Financial Services, Group Insurance and Annuity Advisor with Lafond Avantage Sociaux et Actuariat, Mutual Fund Representative with Investia Financial Services, and Responsible Investment Specialist.
She holds a Master’s degree in Visual Communication from France and, after immigrating, returned to school to complete a Bachelor's degree in Finance at ESG UQAM on a part-time basis while continuing to work full-time.
A mother of two adolescent in a blended family, she is no stranger to life’s challenges. She is also actively involved in her community, particularly in supporting LGBTQ+ rights advocacy.
Known for her attentiveness and integrity, she is recognized for her active listening skills and structured client support. She adopts a consultative approach and promotes financial literacy by providing her clients with the tools they need to achieve their life goals. Her strong professional partnerships enable her to take a broader perspective, always in the best interest of her clients.
Claire will address the various financial aspects related to Smith Manoeuvre and Cash Flow Index strategies.
Copyrights 2025 | Smith Manoeuvre Services Corp.